Both 9.1 and 9.5 are separate products and are being supported at the same time, with fixpacks issued for each. 9.1 is at fixpack 6 and 9.5 is at fixpack 3a. This is different than 8.1 and 8.2 where as soon as you apply fixpack 7 on to 8.1 you are at 8.2.
9.5 has more features than 9.1, but 9.1 is probably a bit more stable. However, now that fixpack 3a has been released for 9.5 its stability has improved significantly since its initial base release.
Here is information with regard to the "projected" end of service dates (actual dates have not been set yet) that could affect your decision:
V9.1 DB2 9.1 Sept. 30, 2011
V9.5 DB2 9.5 April 30, 2013