Many thx jfulton ...
Finally I got it working !
Seems the problem was just here :
$photo_name = $_FILES['photo']['name'];
$temp_photo = $_FILES['photo']['tmpname'];
$photo_size = $_FILES['photo']['size'];
$photo_type = $_FILES['photo']['type'] ;
and not just $photo = $FILES['photo'];
'cause this is just an Array
This for upload correctly the data , and :
echo "<img src=\"".$row['photo_name']."\" border=\"1\" >";
For showing them in the web . That's all ... No need of image.php

( I know i messed up something ... but u know ... first week of this stuff ...)
So I got it working on my machine , but when i moved all the stuff to the server seems that can't find the images ...
Dunno why ... Could be because in the server this stuff it's in UserDir directory and not in the main Apache one ?
I'm investigating it now ...
David