I'm also not positive what you are asking but I'm going to add a couple observations just the same....
Why do you have option frames with yes/no choices in them instead of using a checkbox that is inherently yes/no? The danger with using a frame and then testing the value for a condition, is it depends on the option values of the controls in the frame. A checkbox however, will always return the same values, 0 for unchecked and -1 for checked (or null if you have triple state set to true)
You can then safely use these values to test for conditions. Since they are numbers you can even use them directly if you care to.
The following statement would enable the text box if both checks are true and disable it otherwise (with Triple State = No). You can just put it in the after update event of your checkboxes.
textbox22.enabled = check1 * check2
Then again, I could be way off from what you are asking!